Thursday, April 14, 2011

Malaysia Government Student Loans (ptptn)?

Malaysia Government Student Loans (ptptn)?
Is PTPTN the only student loan available from the government? Also, my friend qualified for almost $10,000.00 USD student loan from the Malaysian Government. I thought the government only loans out to students who come from lower to average income families? And regarding repayment of these loans: Is it true you can't leave the country until the entire amount is paid for? If my friend who comes from a wealthy family took out a government student loan and is still repaying it, does that mean my friend might be lying to me about coming from a wealthy family? My friend said she refused to have her parents to pay for her university education, so she took a government loan. If you are wealthy, wouldn't you take a loan from the bank instead? I thought all government student loans are for lower to average income families? My friend's parents are wealthy, so how was this possible?
Financial Aid - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
*Is PTPTN the only student loan available from the government? That one confuses me a little. I've never heard of PTPTN, the only federal aid program I know if the FAFSA. *Also, my friend qualified for almost $10,000.00 USD student loan from the Malaysian Government. Why would the Malaysian Government give out scholarships? Is your friend in Malaysia? If not, it's probably a scam. *I thought the government only loans out to students who come from lower to average income families? When you file the FAFSA, they calculate the expense of the college in comparison with your income (or your family's income). This could give anyone the opportunity to get a loan. *And regarding repayment of these loans: Is it true you can't leave the country until the entire amount is paid for? That one, I doubt it, but check the FAFSA website to be sure. If this is true, this means that any credit card debt would prevent someone from leaving the country, and that obviously isn't true! *If my friend who comes from a wealthy family took out a government student loan and is still repaying it, does that mean my friend might be lying to me about coming from a wealthy family? Nope. Like I mention before, if your friend is rich, consider the school---does it have high tuition expenses? If so, then the calculated EFC (expected family contribution) is less than the tuition rates of the school. *My friend said she refused to have her parents to pay for her university education, so she took a government loan. If you are wealthy, wouldn't you take a loan from the bank instead? No. Most banks don't offer student loans unless you take it from a private vendor (Chase, Astrive) that don't go through the government. Some have the option of giving you the money THROUGH the federal government so you have to pay back that BANK instead of the Dept of Education. Wealth has nothing to do with where you get the loan from. *I thought all government student loans are for lower to average income families? Nope. See my explanations above. *My friend's parents are wealthy, so how was this possible? Like I said, their income and expected contribution to the child's tuition is in comparison to the tuition rates of the college. If the tuition is really, really high, even rich people could get a loan. It would just be easier to pay the loan back!
2 :
This PTPTN Study Loans program was established in 1999 and is mainly focused on students who have gained admission to local universities but are unable to further their studies due to financial constraints. ***PTPTN will evaluate the financial background of the applicant's family before approving the application. To me the PTPTN is all bullshit!And the loans that they gives out are all based on racist tags. But do correct me if i am wrong, your "friend" is a "Bumiputera" am i right?ANd youre a "non-bumiputera"

Read more other entries :
Posted by at

Thursday, April 7, 2011

Whats the process of availing education discount for Macbook pro in Malaysia?

Whats the process of availing education discount for Macbook pro in Malaysia?
I am buying a MacBook pro next week from Malaysia and I want to know the process for receiving the education discount. What are the documents if any that I need to present to the apple store ? I have a friend (student) in Malaysia who is willing to help me but do I need to take her along with me to the Apple store ? Can I get the education discount by saying that I am buying it as a gift for her and giving her details to the Apple store ?
Laptops & Notebooks - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
You can order online and still get the discount and free iPod Touch.

Read more other entries :
Posted by at

Friday, April 1, 2011

Where I can buy laptop paid by installments in Malaysia?


Where I can buy laptop paid by installments in Malaysia?
Im foreigner postgraduate student in Malaysia in KL.I need to buy laptop but I can't afford it pay all...I've to buy it paid by installments. If there are any places sold laptop by installments,please let me know.
Malaysia - 10 Answers
Random Answers, Critics, Comments, Opinions :
1 :
i asked this question b4, someone told me that i can pay by installments but by usin credit card means that u use ur credit card to pay for ur laptop, then u pay the credit card company by installment
2 :
If you own a malaysia credit card(which easily approved), most of the cards have interest free installment plan. Or else, you can go around Low Yat Plaza or even Sungei Wang Plaza to ask for installment plan. But i'm sure they'll charge you with interest. Might not be accurate as I've left KL to Singapore for a year or so now. But hope it helps. Good Luck!
3 :
You can try Sg. Wang Plaza. Courts is also offering computers tru instalment payments..I think??
4 :
I'm paying mine by installment, but using credit card. It's HP, you can order it online www.hp.com.my or call their number. You can pay by 2 years installment.
5 :
mos t of the computer shop has that facilities. But yet you must have credit card.
6 :
Hurm, seems like you really need it. If I have 2 laptops, definately I'll sell 1 to you. I'll give you the cheapest price and consider installments since you're student just like me. If you ever forgot to pay, I'll just ignore it coz I already feel good by helping you. I truly believe in karma. If wish I could help you...
7 :
Low Yat Plaza...
8 :
Have the credit cards??Just go to the Low Yat Plaza or Sg Wang Plaza! all available there! Good luck there..
9 :
i bought my laptop from dell's website.i paid in installments. dell's website is : http://www1.ap.dell.com/content/default.aspx?c=my&l=en&s=gen&~ck=bt
10 :
yeah.. u can go to Ikano power centre at damansara to get it.. is payment by intallments.. no problem... u can get it your own laptop... trust me...

Read more other entries :
Posted by at

Monday, March 28, 2011

Living in Skudai Malaysia for International Student?


Living in Skudai Malaysia for International Student?
I will move to live in Skudai in Malaysia to attend University of Technology (UTM), Malaysia in Master of Computer Science program. I need more information about life in Skudai and comparison between living in student accommodation and outside the university from Variety aspects which is better and the cost of course. Can anybody give me a real estimate for living in Skudai as international student which include (Accommodation , food , transport ) because I did a lot of search through internet but the results vary from 100 to 500 USD so I can't imagine how much the living expenses will cost me. If there is any student in Computer Science program it will be great to give an idea about studying Computer Science at UTM.
Studying Abroad - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
No less than $400

Read more other entries :
Posted by at

Monday, March 14, 2011

Living in Skudai Malaysia for International Student?

Living in Skudai Malaysia for International Student?
I will move to live in Skudai in Malaysia to attend University of Technology (UTM), Malaysia in Master of Computer Science program. I need more information about life in Skudai and comparison between living in student accommodation and outside the university from Variety aspects which is better and the cost of course. Can anybody give me a real estimate for living in Skudai as international student which include (Accommodation , food , transport ) because I did a lot of search through internet but the results vary from 100 to 500 USD so I can't imagine how much the living expenses will cost me. If there is any student in Computer Science program it will be great to give an idea about studying Computer Science at UTM.
Studying Abroad - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
No less than $400

Read more other entries :
Posted by at

Monday, March 7, 2011

is it possible to learn multimedia in Malaysia earning own self?


is it possible to learn multimedia in Malaysia earning own self?
i am a nepali citizen and want to study multimedia in Malaysia . As i Know in Malaysia the student are allowed to work. Is it legal to work for foreign student to support their study. help please
Studying Abroad - 1 Answers
Random Answers, Critics, Comments, Opinions :
1 :
If you are taking multimedia in Malaysia because it is cheap and you can work at the same time, you will end up working as a labour in Malaysia, without credentials(may check if the paper you study is recognized in other countries). I do not think multimedia in Malaysia is good enough. Should look for a more advance country whereby your career is ensured after graduation, suffer now earn later.

Read more other entries :
Posted by at

Tuesday, March 1, 2011

Which country is safer for international students?Malaysia or Singapore?

Which country is safer for international students?Malaysia or Singapore?
Do you know the best college in malaysia or sinagapore? Which country has the lowest violence against famale international students?Thank you.
Studying Abroad - 2 Answers
Random Answers, Critics, Comments, Opinions :
1 :
National University of Singapore is ranked the top 30 Universities in the world. Raffles junior college is the best college in Singapore. Singapore is very safe by international benchmark standard. Females can roam the streets in Singapore in the wee hours without any fear of getting into serious trouble.
2 :
Singapore is definitely safer than Malaysia anytime of the day.

Read more other entries :
Posted by at
Subscribe to: Posts (Atom)